Payments Solution Architect (Ireland)

• Type: Associates
• Job #2515

Vacancy Id 2515

About Us

Founded in 2002, CubeMatch is a global financial services consulting firm delivering complex programmes across strategy, technology, digital and innovation. With over 400 employees worldwide, the firm is known for its hands-on approach, strong client partnerships and consistent delivery of impactful, lasting results. Despite its global presence, CubeMatch remains proudly people-driven, with a flat structure that empowers individuals to contribute, lead and shape the company’s direction. The culture is entrepreneurial, collaborative and diverse, fostering innovation, continuous learning and professional growth. 
At CubeMatch, joining us means more than taking on a role — it means becoming part of a story we are building together.

Job Description 

CubeMatch is seeking an experienced Payments Solution Architect to provide strategic and hands-on architectural leadership across complex payments environments within a regulated financial services organisation. The successful candidate will act as the subject matter expert and design authority for payments platforms, owning end-to-end solution architecture and ensuring alignment with business objectives, technical standards, regulatory requirements, and operational resilience expectations. This role requires a strong blend of architecture expertise, payments domain knowledge, and technical leadership, with responsibility for shaping architecture strategy, reviewing and approving solution designs, supporting delivery teams, and driving consistency across modernisation, migration, reconciliation, and transformation initiatives. The ideal candidate will be a trusted advisor who can bridge business, architecture, and engineering teams while providing clear technical direction and governance across multiple programmes.

Key Responsibilities
 

• Act as the Payments Architecture SME and Design Authority across strategic and tactical initiatives.
• Own end-to-end payment solution designs, ensuring alignment with business, technical, operational, and regulatory requirements.
• Define, maintain, and govern payments architecture standards, patterns, and reference architectures.
• Review, approve, and provide oversight for solution designs across multiple payments programmes and projects.
• Produce and review architecture deliverables including HLDs, LLDs, sequence diagrams, integration flows, and architecture decision records.
• Provide hands-on technical leadership and guidance to engineering and delivery teams.
• Support the design and implementation of payment modernisation, migration, reconciliation, and transformation initiatives.
• Act as the escalation point for complex payments-related technical and architectural decisions.
• Ensure solutions are designed with resilience, security, availability, auditability, and risk management principles embedded.
• Define and validate disaster recovery, failover, monitoring, and operational support models.
• Represent Payments Architecture at governance forums, architecture review boards, and programme design sessions.
• Collaborate with business, technology, security, risk, operations, and programme stakeholders to deliver successful outcomes.
• Drive architectural consistency and quality across concurrent payments initiatives.

Qualifications / Essential Skills & Attributes
 

• Extensive experience as a Payments Architect, Banking Architect, or Principal Solution Architect within a regulated financial services environment.
• Proven experience acting as a Design Authority or SME for enterprise payments solutions.
• Strong hands-on architecture background with the ability to engage in detailed technical design discussions.
• Deep understanding of end-to-end payment lifecycles, including initiation, processing, posting, reconciliation, settlement, and reporting.
• Expertise in payment processing models, including batch, bulk, near real-time, and real-time processing.
• Strong knowledge of domestic clearing, settlement, reconciliation, financial controls, and ledger alignment.
• Experience designing event-driven, API-led, messaging, and integration-based architectures.
• Knowledge of resilience, disaster recovery, high availability, observability, and operational support frameworks.
• Experience working across core banking systems, payment engines, and enterprise integration platforms.
• Strong understanding of risk, security, regulatory compliance, and audit requirements within financial services.
• Excellent stakeholder management, communication, and governance skills.
• Ability to bridge business, architecture, and engineering teams effectively.
• Strong decision-making skills with a pragmatic, delivery-focused approach.
• Experience working in complex, large-scale transformation programmes.
• Knowledge of cloud-based architectures and modern technology platforms while maintaining awareness of legacy and hybrid environments.

Why CubeMatch?
 

• Being part of a team that values integrity and ethical conduct above all else.
• Collaborating with colleagues who are passionate about driving innovation and positive change.
• Joining an inclusive and diverse workplace where your contributions are recognized and appreciated.
• Accessing professional development opportunities to grow and advance in your career.

Awards and Recognitions
 

• Women in Finance Awards 2026 – Winner: Diversity, Equality & Inclusion Strategy of the Year
• Europe FinTech Awards 2025 – Winner: Young Achiever of the Year
• FS Awards 2025 – Winner
• Europe FinTech Awards 2024 – Winner: Best Employer Award
• FS Awards 2024 – Winner: Employee Experience Award

Our Values

Relationships & Reputation: We engage with our employees, associates, and clients to build strong, trusted, long-lasting relationships that deliver value.

Expertise: We invest in our employees & associates through learning & development, communication, and engagement to allow us to have the best talents to match our clients’ needs.

Always evolving: We create a working environment of respect, a culture of listening and learning; while always evolving to ensure we align with the industry's latest needs.
     
We deliver: We have over two decades of experience where we consistently deliver quantifiable results & sustainable process improvements. 

If you are inspired by our values and believe that you can contribute to our culture of integrity, innovation, collaboration, and growth, we encourage you to apply. Join us at CubeMatch and help us build a workplace where values matter.

Diversity and Inclusion Statement

At CubeMatch, our drive comes from finding joy in both work and life, drawing inspiration from the diverse perspectives of our team members. We believe in harnessing the power of these differences to drive positive change for our clients and communities, creating a ripple effect of impact.

Every individual is an integral part of our narrative, and we aim to build a workforce that mirrors the diversity of the world around us. We deeply value all the unique qualities that define you, both seen and unseen.

We seek out exceptional talent and provide unwavering support to help our teams learn, grow, and celebrate achievements together. At the heart of our organization lies the belief that unity strengthens us, and diverse viewpoints enrich our approach, enabling us to drive meaningful change.

We acknowledge and appreciate the skills stemming from your life experiences and learning journeys. Whether you're at the beginning of your career, returning to the workforce, exploring new directions, or embracing a fulfilling journey beyond retirement, we recognize the value each path brings, with its own array of working methods.

Above all, we encourage you to embrace your authentic self and prioritize a healthy work-life balance, knowing that true success is fuelled by a sense of fulfilment in all aspects of life.